We offer the most discreet and confidential advice. Our service is all about your needs. We are regulated by the Financial Conduct Authority and therefore we follow strict guidelines to ensure we provide the best quality advice and service to you at all times.
Our Best Advice Guarantee means we only recommend debt help solutions which will improve your current circumstances. We won’t offer you a consolidation loan – we believe taking out additional credit to pay existing ones will not lead to your financial freedom.
We offer advice about all the best debt solutions available to you. You may have heard of all kinds of debt solutions, “new” government legislations and ways to get your debt written off that sound too good to be true.
There are a number of different debt solutions available – you will not qualify for all of them. We know the internet is full of conflicting and confusing advice. We cut through all the jargon and only recommend a solution that will help you become debt free. The advice and solutions we deliver include:
An informal arrangement where you make monthly payments to your creditors. Interest and charges are frozen or reduced where possible to help you clear your debts as quickly as possible. read more...
A legally binding arrangement between you and your creditors. You make monthly payments and it usually lasts for 5 years. At the end of the agreement any unpaid debts are written off. read more...
A court order is issued declaring your bankruptcy and you must follow the restrictions set. The court has to agree to the order and you may lose any assets, such as your house. read more...
A formal arrangement for residents of Scotland. Similar to an IVA but it typically lasts 3 years. Any unpaid debts will be written off at the end of the period. read more...
Informal agreements made with creditors where a reduced amount is agreed to settle the debt. Discounts on your balance can range from 30-70%. read more...
We have provided more detailed information about each of these solutions on our website, but it is not specific to your needs. The debt help our specialist advisers will give you is tailored to your unique situation. Have a look at the different solutions pages for more information. Our debt advice team will discuss the qualifying criteria with you in more detail (i.e. debt level, payment amount, timescales, assets etc)
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